Terms of Service Agreement:


This Service Agreement ("Agreement") is entered into by and between Brandon Anthony Clark LLC ("Provider"), located in Wyoming, and the

undersigned , located at ("Client")

1. Services Provided:

The Provider agrees to deliver the IUL Selling Secrets Training Program, which includes training and mentorship on Indexed Universal Life (IUL) insurance sales, use of social media for marketing, client engagement strategies, and other related services as described in the program materials ("Services"). These Services include access to:

● The IUL Selling Secrets Training Program (comprehensive training and mentorship).

● The Six Figure IUL Closing Kit (tools such as the million-dollar IUL presentation slide deck, objection handling guide, and storytelling blueprint)

● The IUL Mastery Academy (advanced training on technical aspects of IUL)


● The IUL Influencers Community (group coaching, peer support, and accountability sessions)

● The Six Figure IUL Agent Accelerator (a custom-built CRM, sales automation, plug-and-play email/text sequences, and digital marketing assets)


2. Program Fees:

The Client agrees to pay the Provider a standard fee of $1,595 for the first year of participation in the IUL Selling Secrets Training Program, payable upon enrollment. A promotional rate of $995 may be available to the first 10 clients under specific promotional conditions outlined at the time of the offer. After the first year, the Client will pay a monthly service fee of $97 to continue using the system. This fee commences on the anniversary date of enrollment and continues monthly until cancellation by either party.

3. Term of Agreement:

This Agreement shall commence on the date of the Client’s signature and continue until terminated by either party in accordance with the terms herein.

4. Deliverables:


The Provider will deliver the Services according to the schedule and manner specified in the program materials.

The Client is entitled to:

● Access to all online training modules and resources

● Participation in live sessions and webinars

● Personalized feedback and coaching sessions as specified

● Access to the digital assets, sales pipelines, CRM, and marketing tools described in the program

5. Additional Charges:

In addition to the Program Fees, the Client is responsible for all charges incurred through the usage of the CRM system and additional services. These charges include, but are not limited to:

● Funnel AI: $1.485 per usage

● Review Response: $0.12 per response

● WhatsApp Conversation: $0.0962 per conversation

● Messages: $0.03 per message

● Voice Calls: $0.195 per minute

● GPT-4 (and 4o) Execution: $0.0315 per execution

● GPT-3.5 Execution: $0.0158 per execution

● Content Generation: $0.135 per 1,000 words and $0.09 per image

● Email Verification: $0.0037 per verification

● Workflow Premium Actions: $0.015 per action

● Standard Emails: $0.0012 per email

● Additional Voice Services: $0.021 per minute and $0.0128 per minute (as applicable)

● Segmentation Services: $0.0119 per segment

These charges will be billed separately and are subject to change. The Provider will notify the Client of any adjustments to these rates in advance.

6. Cancellation and Refund Policy:

The Client may cancel participation in the program at any time; however, all fees paid are non-refundable. The Provider offers a 90-Day ROI Guarantee for Clients who enroll in the $3,995 Full Program. This is a performance-based coaching support guarantee, not a refund guarantee. It does not apply to lower-tier offers, including but not limited to the $995 program or entry-level digital products.

For Clients in the $3,995 Full Program: To qualify for this guarantee, the Client must meet all of the following requirements within the first 90 days of enrollment:

1. Launch their first client-attraction funnel using the templates and training provided.

2. Post a minimum of three pieces of content per week, using the provided frameworks, and share links or screenshots in the private Facebook Group or via direct message to the Provider (Instagram, Facebook, TikTok, or LinkedIn accepted).

3. Participate in at least 8 live coaching sessions during the 90-day period.

4. Complete onboarding steps and intake forms within 7 days of enrollment.

If the Client completes all requirements above and does not earn at least $3,995 in commissions within 90 days of enrollment, the Client must email [email protected] or [email protected] within 5 business days after the 90th day to initiate extended coaching support.

The Client must include:

- A summary of implementation

- Confirmation of completed tasks

- A request to activate the ROI guarantee

Upon verification, the Provider will personally continue coaching support weekly at no additional cost until the Client earns back their original investment.

Failure to complete the listed actions, communicate within the stated time frame, or demonstrate reasonable effort will void the guarantee.

For Clients in the $995 Offer or Other Entry-Level Products: Due to the immediate access to proprietary content and digital assets, all sales are final and non-refundable. No guarantees of coaching support or performance-based results are made for low-ticket products. These products are considered digital educational tools and are not eligible for additional coaching or return guarantees.

7. Intellectual Property:

All materials provided during the course of the Services, including but not limited to training materials, workbooks, and online content, are the intellectual property of the Provider and are provided to the Client for personal use only. Unauthorized distribution or reproduction is strictly prohibited.

8. Confidentiality:


Both Parties agree to keep all information related to the terms of this Agreement and any proprietary information exchanged during the program confidential, unless disclosure is required by law.


9. Limitation of Liability:

The Provider is not liable for any claim, loss, or injury arising from the Client's use of the information provided during the program. The Client acknowledges that the success of the program depends on their own effort and compliance with the program’s guidelines.


10. No Agency Relationship:

Nothing in this Agreement shall be construed as creating a partnership, joint venture, or agency relationship between the Client and Provider. The Client is not authorized to bind or represent the Provider in any manner.


11. Disclaimer of Guarantees:

The Provider does not guarantee any specific performance level or financial outcome as a result of participating in the program. Results vary and are dependent on the Client’s individual effort, market conditions, and other factors.


12. Miscellaneous:

This Agreement constitutes the entire agreement between the Parties with respect to its subject matter and supersedes all prior or contemporaneous agreements, representations, or understandings (whether written or oral) between the Parties. Any amendments to this Agreement must be in writing and signed by both Parties.

13. Governing Law:

This Agreement shall be governed by and construed in accordance with the laws of the State of Wyoming.


IUL Influencers and Thrive Wealth Solutions LLC and Brandon Anthony Clark LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and agents (referred to as "IUL Influencers'' and "Thrive Wealth Solutions LLC and Brandon Anthony Clark LLC") are not financial or investment advisers and not licensed to sell securities or investments. None of the information provided, including the F.L.I.P. System (our proprietary strategy), is intended as investment, tax, accounting, or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk. The content is provided 'as is' and without warranties, either expressed or implied. IUL Influencers and Thrive Wealth Solutions LLC and Brandon Anthony Clark LLC do not promise or guarantee any income or particular result from your use of the information contained herein. Under no circumstances will IUL Influencers and Thrive Wealth Solutions LLC and Brandon Anthony Clark LLC be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate any information, opinion, advice, or other content contained. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content.