TERMS AND CONDITIONS

Welcome to IUL Influencers (https://iulinfluencers.com) and related websites operated by Brandon Anthony Clark LLC. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use this website.

1. Acceptance of Terms

By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you are using this website on behalf of a business or entity, you represent that you have the authority to bind that entity to these terms.

2. Eligibility

You must be at least 18 years of age to use this website or purchase any products or services. By using this website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into binding agreements.

3. Description of Services

Brandon Anthony Clark LLC provides educational training programs, coaching services, digital products, and software tools designed to help life insurance agents improve their marketing and sales skills. All products and services are described on the website and in associated sales materials.

This website and its content are for informational and educational purposes only. Nothing on this website constitutes financial, legal, investment, or insurance advice.

4. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, videos, audio, software, and the compilation thereof, is the property of Brandon Anthony Clark LLC and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may not:

● Copy, reproduce, distribute, or create derivative works from any content on this website ● Use any content for commercial purposes without express written permission ● Remove or alter any copyright, trademark, or other proprietary notices ● Use any data mining, robots, or similar data gathering methods ● Frame or mirror any portion of this website without written authorization

5. Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree NOT to:

● Use this website in any way that violates any applicable federal, state, local, or international law ● Attempt to gain unauthorized access to any portion of the website or any systems or networks connected to the website ● Use any device, software, or routine that interferes with the proper functioning of the website ● Introduce any viruses, malware, or other harmful material ● Impersonate or attempt to impersonate Brandon Anthony Clark LLC, an employee, another user, or any other person or entity ● Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website ● Use the website to transmit any advertising or promotional material without prior written consent ● Harvest or collect email addresses or other contact information of other users

6. User Accounts

If you create an account on this website or any associated platform, you are responsible for:

● Maintaining the confidentiality of your account credentials ● All activities that occur under your account ● Notifying us immediately of any unauthorized use of your account ● Ensuring that all information you provide is accurate, current, and complete

We reserve the right to suspend or terminate your account at any time for any reason, including violation of these Terms.

7. Purchases and Payments

All purchases made through this website are subject to our Service Agreement, which is presented at checkout. By completing a purchase, you agree to the terms of the Service Agreement, including but not limited to:

● All sales are final and non-refundable ● Pricing, payment plans, and recurring fees as displayed at checkout ● Any applicable guarantees and their specific requirements

Payment processing is handled by third-party payment processors. We do not store your full credit card information on our servers.

8. Earnings Disclaimer

Any income examples, testimonials, or results shared on this website are individual experiences and are not intended to represent or guarantee that anyone will achieve the same or similar results. Your results will vary and depend on many factors, including but not limited to your background, experience, effort, market conditions, and work ethic.

There is no guarantee that you will earn any money using the techniques, ideas, or products presented on this website. Nothing on this website is a promise or guarantee of earnings. Any income claims or examples are not to be interpreted as average earnings or a promise of what you should expect to earn.

This is an educational training program. It is not a business opportunity, franchise, multi-level marketing program, or investment. Success requires substantial effort, time commitment, skill development, and implementation by the individual.

9. Testimonials and Case Studies

Testimonials and case studies appearing on this website are from real customers. However, these results are not typical and individual results will vary. The testimonials are not intended to make claims about what everyone can achieve. Success stories and testimonials are meant to be a showcase of the best results and are not intended as average results.

We do not track or share the typical results of clients because the success of any program depends entirely on the individual's effort and implementation.

10. Third-Party Links

This website may contain links to third-party websites or services that are not owned or controlled by Brandon Anthony Clark LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We do not endorse or assume any responsibility for any third-party sites, information, materials, products, or services. If you access a third-party website from this website, you do so at your own risk.

11. Social Media and External Platforms

Our services may integrate with third-party social media platforms (Instagram, Facebook, TikTok, LinkedIn, YouTube, etc.). Your use of those platforms is subject to their respective terms of service and privacy policies. We are not responsible for any actions taken by those platforms, including but not limited to account suspensions, content removal, or policy changes.

12. Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, BRANDON ANTHONY CLARK LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT: ● The website will be uninterrupted, secure, or error-free ● The results obtained from using the website will be accurate or reliable ● Any errors in the website will be corrected ● The website is free of viruses or other harmful components

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BRANDON ANTHONY CLARK LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THIS WEBSITE.

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO US, IF ANY, IN THE SIX (6) MONTHS PRIOR TO THE CLAIM.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

14. Indemnification

You agree to defend, indemnify, and hold harmless Brandon Anthony Clark LLC, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

● Your use of this website ● Your violation of these Terms ● Your violation of any rights of a third party ● Any content you submit or transmit through this website

15. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding collection and use of your personal information.

16. Communications

By providing your email address or phone number, you consent to receive communications from us, including but not limited to marketing emails, text messages, and transactional messages related to your purchases or account.

You may opt out of marketing communications at any time by clicking the unsubscribe link in any email or replying STOP to any text message. Opting out of marketing communications will not affect transactional messages related to your purchases.

Message and data rates may apply for text messages.

17. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new Terms.

We encourage you to review these Terms periodically. The "Last Updated" date at the top of this page indicates when these Terms were last revised.

18. Modifications to Website

We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without notice or liability. We may also impose limits on certain features or restrict access to parts of the website without notice or liability.

19. Termination

We may terminate or suspend your access to the website immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms.

Upon termination, your right to use the website will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, warranty disclaimers, indemnification, and limitations of liability.

20. Dispute Resolution

Informal Resolution: Before initiating any legal proceeding, you agree to contact us at [email protected] to attempt to resolve any dispute informally. We will attempt to resolve the dispute within 30 days.

Binding Arbitration: If we cannot resolve the dispute informally, any dispute, claim, or controversy arising out of or relating to these Terms or your use of the website shall be settled by binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration shall take place in the State of Wyoming or via video conference.

Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration.

21. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law provisions. Any legal action or proceeding arising out of these Terms shall be brought exclusively in the courts of Wyoming.

22. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

23. Entire Agreement

These Terms, together with the Privacy Policy and any Service Agreement entered into at the time of purchase, constitute the entire agreement between you and Brandon Anthony Clark LLC regarding your use of this website and supersede all prior agreements and understandings.

24. No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of Brandon Anthony Clark LLC.

25. Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

26. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Brandon Anthony Clark LLC Email: [email protected] Website: https://iulinfluencers.com